Our Process

When creating your financial plan, Noto Financial Planning follows a 6-stage process:

Step 1 – Get Acquainted Meeting

This meeting is time for us to get to know each other better, and talk about your goals and what issues you are facing. If we are a good match, you will receive a project proposal to review at home.

Step 2 – Data Gathering

After receiving the 50% fee deposit and signed contract, NFP collects the rest of the data and information we need to analyze to put together your plan.

Step 3 – Analysis and Plan Formulation

NFP analyzes your situation and constructs your plan. Lead time varies based on our workload at the time of engagement, typically 1 to 3 months.

Step 4 – Presentation Meeting

We provide a thorough written analysis of your financial situation, and go over it with you in detail. This includes a prioritized action plan, creating catalysts for you to take action. The 50% balance of your fee is due at this point.

Step 5 – Implementation

We check in with you after the presentation to check on progress and answer questions – providing accountability for you to get things done. We also provide email access for 12 months to deal with questions and concerns as they arise.

Step 6 – Renewals (Optional)

After completing your first year with NFP, renewing is optional. Things change over time, which means that there is no such thing as a ‘financial plan for the rest of your life.’ Achieving long term goals depends on making smart financial decisions as conditions change.