“The best, and only, way to make sure that you and your advisor are on the same team is to make sure that he is Fee-Only, that is, that he receives no remuneration from any other source besides you.”
- William Bernstein
“The Four Pillars of Investing”
 
 
 
 
 
 
 
 
 
 
 
Based in Shanghai, China, Noto Financial Planning provides objective, professional advice and guidance to help cross-border individuals and families make better financial decisions. Radically different from the vast majority of financial planners, we provide our services on a fee-only basis. This means that we are paid only by you, our valued client. This provides freedom to recommend any investment or strategy, with the sole criteria being how effectively it helps you reach your goals. 
 
Many advisors are paid by financial companies to recommend their products - something that could be considered as racked with conflict as pharmaceutical companies paying family doctors to prescribe their drugs. To address this significant conflict of interest - particularly as financial salesmen routinely misrepresent themselves as objective or 'independent' financial advisors, a number of regulators are taking steps to ban commissions for financial advisors.
 
If someone else is paying your financial advisor, who are they really working for?
 
With the industry's most respected credentials and support of an international network of fee-only financial planning professionals, Noto Financial Planning offers an unmatched level of service. Clients sometimes learn of us from our helpful and informative articles - many of which have been published throughout China and the world.

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